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n a late Spring afternoon, two families departed for Disney World. They were very much alike, these two families.

Both had two children, both had middle class incomes, and both lived in the same neighborhood.

Both families took the same flight to Disney World. Both stayed at the same luxury 5-Star Disney World resort.

Both families attended the same shows and events, and ate at the same restaurants.

Both families spent the same amount of time at Disney World, and returned home on the same flight.

But there was a difference….

One family spent $5,500 for their Disney World vacation. The other spent $2,700.

So what made the difference?